Why Pre-pay today?

Why pre-pay today ? 

Funeral costs have risen dramatically in recent years and look set to continue on the same path. According to a 2009 survey, for example, cremations have increased in price by 40% in just five years.

One of the main and important advantages of a pre-paid funeral plan over a traditional insurance policy or savings account is that the funeral directors' fees are guaranteed to be met, however much their price rises, and therefore won't be a financial burden for your relatives, no matter how long you live.

When you put your money in an insurance policy or building society, there are no guarantees that your investment will increase sufficiently to pay for your funeral when the unfortunate day comes. Take out a Golden Leaves plan, however, and, not only do you pay today's prices, you're guaranteed the funeral you want, no matter how prices rise in the future, regardless of how long you live. You can pay in full or by installments over two or more years. Click 'How much will it cost?' to find out more.

A recent Mintel survey has shown that the cost of a funeral has increased by over 40% in the last five years. If, in 2000, you had invested £1000 (the cost of one of our plans back then) in a standard Building Society account, it would have only grown to £1360 by 2009*. In the same period, the cost of the same funeral had risen to £2,733** meaning the Building Society investment would have fallen short by £1,373.