happy senior couple teasing each other

I've fixed the cost of my funeral, paid for it in advance and specified exactly what funeral I'd like. It may be in another 20 years or more but I know I can trust Golden Leaves to make all the arrangements

The New Golden Leaves Third Party Fees Guarantee logo in red

The Golden Leaves Gold Plan

The gold plan is one of our best prepaid cremation plans. It includes all the elements specified in the silver plan, plus an upgrade to a standard coffin.

A comprehensive funeral plan, the gold plan includes the services of a funeral director, care and collection of the deceased, and chapel of rest visit for family and friends to pay their respects.

In addition, our top funeral plan provides the funeral cortege from the home to the service, with one limousine to transfer the mourners and family to and from the service.

As one of the best funeral plan providers, our best prepaid cremation plan includes advice on registration, documentation, and certification to help you and your loved ones during a difficult time.

You can also add additional services to this prepaid cremation or burial plan. Please see the ‘Include Additional Services’ section further below for more information.

If you’re looking for a comprehensive funeral plan, contact us today to arrange a consultation.

What’s included?

The gold plan is our best prepaid cremation or burial plan and includes:

  • Cremation or burial.
  • Standard coffin.
  • Chapel of Rest for friends and family to visit.
  • Funeral director’s professional services, allocated by Golden Leaves.
  • Advice on funeral registration, documentation and certification.
  • Removal from place of death to funeral director within 25 miles (24-hour service).
  • Care of deceased prior to funeral.
  • Conductor and four pallbearers at funeral plus hearse and one limousine.
  • Bereavement counselling (where available).
  • Guaranteed cremation and minister’s fees*.

What’s not included?

  • Cost of third party fees where these are higher than the allowance (if you have chosen a burial). See ‘third party fees’ below.
  • Doctor’s fees.

Third Party Fees

Third Party Fees are fees which must be paid for things that are outside of the control of the funeral director. Examples include doctors’ charges or fees for church services and the minister, or to buy a burial plot or interment fees.

Please note that your next of kin or estate may have to pay the balance for third party fees if your chosen plan includes only a contribution and the costs of third party fees are more than this amount.

Our Gold plan includes only a contribution towards third party fees if you choose a burial so it is possible that in this case, your estate or next of kin may need to settle the difference.

Special Details

If you would like additional services not included in the plan, such as the purchase of a new grave or a service at a local church, please let us know. We will be happy to discuss these with you and incorporate the costs into your plan, providing your selected payment option allows this choice.

Once you’ve decided on the plan that best suits your needs, just talk to us and we can arrange the payment method that is most appropriate to your personal circumstances. Payments can be made by single payment, or by instalments over 12-96 months.

Contact us if you would like a more detailed chat about all your options.
Call 0800 85 44 48.

Important information that you should know about our comprehensive funeral plan

Single payment (i.e. one lump sum)  – you can cancel within 30 days or within 7 days of us telling you who your funeral director is (if this is later).  You’ll get all your money back.  If you cancel after this, you’ll get your money back but we’ll keep a £299 charge for administration.

12 months’ instalments – you can cancel at any time in the 12 months and get back everything you’ve paid.  After that, you’ll get your money back but we’ll keep a £299 charge for administration. Payment option not available if you have been advised by a doctor of a condition or illness that will cause death within 12 months of applying for a plan.

Credit-financed payment** – this is a loan and it’s subject to status and personal circumstances so you’re not guaranteed to be accepted. You must keep up payments on this: if you miss payments, your plan may be cancelled. If you select this option you will be provided with pre-contract credit information, adequate explanations and a credit agreement directly by Funeral Safe Limited. You will have a cooling off period which is the longer of 30 days from the date of the call or 7 days from when we tell you who the allocated funeral director is. During this period, you can cancel the purchase of your funeral and receive a full refund of any money you have paid to that date. If you cancel after this point, we’ll pay back the cost of your plan to Funeral Safe but we’ll keep a £299 charge for administration. Payment option not available if you have been advised by a doctor of a condition or illness that will cause death within 12 months of applying for a plan. You must repay your finance to Funeral Safe Limited before your 85th birthday

What happens to the money I paid for my plan? – We help many thousands of customers to plan and fund their funerals. Because of economies of scale, we can sell our Plans to our customers at a rate which is usually far more cost effective than it would be for them buying from a funeral director at the time of the funeral itself. As a commercial enterprise, we have costs of doing business and promotional marketing.  These costs are met by supply side economies of scale delivered by our ability to purchase funerals in bulk and are consequently absorbed into the price of our Plans.

We retain an amount from the price paid by you for your Plan (which is currently £299) to cover our administrative costs of running the business for the life of each Plan, which is approximately 11 years.  We also retain an amount (which currently ranges between £401 and £934 dependent on which plan you purchase) to cover marketing, sales fulfilment expenses and to provide the business with an element of profit. The balance is placed in the Trust in order to pay the Appointed Funeral Director and other costs of the agreed funeral (for further information, please see our Commission and Payment Disclosure and refer to our fees and payments breakdown summary table for further details.

Regional variations in pricing
Our plan prices are based on a national average – in some areas of the country the prices of services may be considerably higher – should your chosen funeral director not accept the plan at our national average price we will advise you of the regional variation in pricing.

Any more questions?

If you require any further information and wish to speak with one of our advisors, please select the Request a Callback button, submit your details and a member of staff will contact you shortly. Alternatively you may find the info you require in our FAQs section.

You can also call us on 0800 85 44 48

Gold Plan Costs

Single payment:
12 Monthly Payments:
£340.50 p/m
Total Payable:
Payment plans from 24 months to 96 months are financed with a credit arrangement by Funeral Safe Ltd.
24 Monthly Payments:
£ p/m
Total Payable:
36 Monthly Payments:
£ p/m
Total Payable:
48 Monthly Payments:
£ p/m
Total Payable:
60 Monthly Payments:
£ p/m
Total Payable:
72 Monthly Payments:
£ p/m
Total Payable:
84 Monthly Payments:
£ p/m
Total Payable:
96 Monthly Payments:
£ p/m
Total Payable:

The deposit amount assumed in the illustrative calculations for 12-96 months shown above has been set at £49. Although a higher deposit will be accepted. A higher deposit will lower your monthly payment.

Finance arrangements of 24 – 96 months are provided by Funeral Safe who are the lender.

Funeral Safe Representative example
Credit amount of £4,135.00 with an upfront arrangement fee payment of £49.00 and monthly repayments of £204.42 over a term of 24 months at a rate of interest per annum (fixed) of 12.99%. This is the equivalent to 15.99% APR representative. Total amount repayable is £4,955.08. We will do a credit assessment of your circumstances when you apply. Credit available subject to status and personal circumstance to UK residents aged 18 years and over. Funeral Safe finance is available over terms of 2 – 8 years with (fixed) APR rates from 11.99% based on your personal circumstances. We reserve the right to refuse any application. Information correct as of 01/02/2024. Funeral Safe limited is authorised and regulated by the Financial Conduct Authority and is the Lender (FRN:765110)


**Golden Leaves Limited is a credit broker and not a lender.  We are authorised and regulated by the Financial Conduct Authority.  Our Firm Reference Number is 960923.  You can check this on the Financial Services Register at www.fca.org.co.uk/firms/financial-services-register.  We introduce you to and promote credit available only from Funeral Safe Limited for the purpose of financing a funeral plan.  You do not have to pay us for this introduction and we do not receive any commission, incentive or other form of payment if you choose to apply for credit with Funeral Safe to finance your Golden Leaves funeral plan.