I want the funds for my purchase to be solid and secure, managed by a trusted brand.
Golden Leaves Trust
When you buy one of our pre-paid plans, we ensure that your money will remain safe.
Whether you purchase your plan by way of single payment or 12-60 monthly instalments, all Golden Leaves Funeral Plan funds once received, are paid directly into the Golden Leaves Trust.
The Golden Leaves Trust independently manages the funds to achieve stable long-term growth, specifically to cover the increasing cost of funeral services. The Trust is regulated in compliance with The Financial Services and Markets Act 2001, and is overseen by a board of trustees, who have appointed Julius Bär and Quilter Cheviot as the investment fund managers for the Trust, and Lloyds as the fund’s banker. The fund is annually, independently audited and subject to strict actuarial reporting to ensure that it remains solid, stable, and above all, completely secure.
If you require any assistance in completing your application, talk to our Customer Advisers for free on 0800 45 44 48.
You know you’re being looked after by a historic and trusted brand
Since pre-paid funeral planning was introduced to the UK in 1984, Golden Leaves Ltd has been at the forefront of providers. We were founding members of the National Association for Pre-paid Funeral Plans and The Funeral Planning Authority (FPA) which monitors the marketing, financial and service provisions of the plan providers that it regulates. As of the 1st January 2002, funeral planning also became regulated by The Financial Services (FSA), adding further financial security.
We’d like to assure you that with Golden Leaves, your arrangements are in the safest possible hands. Every Funeral Director appointed to provide services for a Golden Leaves Plan must first satisfy a number of stringent requirements, including a demonstration of outstanding service records in their local community. They must also be affiliated with relevant accredited associations such as The National Association of Funeral Directors (NAFD) and/or The Society of Allied and Independent Funeral Directors (SAIF).
All Golden Leaves Funeral Plan funds are held in the Trust by an independent board of trustees, who are required to ensure the adequacy of funds to cover the cost of funerals when they occur. Our latest actuarial reports show that there are sufficient funds to cover all funerals should they occur on the same day.
The funds are invested in index linked gilts to ensure they keep pace with the RPI. Index linked gilts have performed well in the current market crises and have actually increased in value due to the flight by investors from equities into secure investments.
We are registered providers with the FPA and we adhere to their code of practice. In the event that we are no longer registered with the FPA, we will endeavour to continue adhering to their code of practice.
Furthermore, should Golden Leaves Ltd cease trade due to liquidation, insolvency or any other reason, the Golden Leaves Trust Fund is safe from any creditors because the Trust is an entirely separate legal entity. In such an incident, the trustees are required to find another company to complete the administration of the plans. In the first instance the trustees will request that Rowland Brothers International (a sister company to Golden Leaves) to administer all plans. As a registered provider with the FPA, other registered FPA providers are required to assist in the administration of the funeral plans.
If Golden Leaves Ltd is taken over by another company, the new company will assume all obligations Golden Leaves has made to its plan holders. Any monies already paid in will therefore be guaranteed to cover future funeral arrangements, and payments will continue to be taken in accordance with the plan contact terms and conditions.