We guarantee that Golden Leaves will cover the full cost of your cremation funeral, whenever the time comes.
The Copper Plan
Only £1450.00*
This, our most basic plan, provides a direct cremation service for a no-fuss approach at an affordable price. The simplicity makes for a worry-free arrangement.
The Zinc Plan
This plan provides a simple cremation service, including professional funeral director services, a hearse for the mourners, a basic coffin and a contribution towards disbursements.
The Silver Plan
The Silver Plan provides all the elements of the Bronze plan and guarantees the full cost of a cremation funeral including crematorium and clergy fees.
The Gold Plan
The Gold Plan provides all the elements of the Silver plan, plus an update to a standard coffin. This plan allows one limousine to transport mourners and family to and from the service.
Quality funeral plans from a name you can trust
Protect those close to you from the stress and expense of arranging your funeral with a guaranteed Golden Leaves pre-paid plan.
Today, planning your funeral service and pre-paying its costs in advance is clearly making more sense than ever before and is one of the most thoughtful things you can do, taking away the financial worry from your loved ones at an upsetting and difficult time.
A funeral plan is a product that enables individuals to select their preferred type of funeral and pay for it in advance. Customers can purchase a plan at today’s prices, helping shield them from the effects of funeral price inflation. Our range of Funeral Plans offer a straightforward way to plan and pay for the funeral you want, with our Golden Leaves prices guaranteed.
We offer a comprehensive range of options and payment plans so talk to us about finding one that suits your budget and requirements. If you wish to add any particular services not covered in our standard plans, our helpful team can produce a bespoke plan just for you.
Contact Golden Leaves today for secure and accessible funeral plans.
* Amount varies depending on age, payment type and plan content
Four Simple Payment Options
Single payment (i.e. in one lump sum)
- The whole sum is paid immediately and full cover starts once your welcome call is completed.
- No health checks.
- No age restrictions.
Fixed monthly payments*
- Golden Leaves takes out a life insurance policy with Phoenix Life Ltd.
- Until you reach the age of 90.
- Monthly premiums never increase.
- Immediate cover for accidental death
- Fully covered after just 12 months
- Available only to people aged between 50 and 75
Credit Financed Option**
- Credit agreement arranged with Funeral Safe Limited (subject to status and affordability).
- Payment duration is between 2 and 8 years
- Full cover commences immediately after the welcome call.
- Should you die during your regulated credit agreement, your lender will not pursue your estate or whoever took out your finance arrangement for you, for the outstanding balance.
12 months instalments
- A deposit is paid and the remaining balance is spread over 12 months instalments
- Accidental death cover commences immediately after the welcome call
- Full cover commences after 12 months
- No age restrictions.
Important information that you should know
Single payment (i.e. one lump sum) – you can cancel within 30 days or within 7 days of us telling you who your funeral director is (if this is later). You’ll get all your money back. If you cancel after this, you’ll get your money back but we’ll keep a £249 charge for administration.
12 months’ instalments – you can cancel at any time in the 12 months and get back everything you’ve paid. After that, you’ll get your money back but we’ll keep a £249 charge for administration. Payment option not available if you have been advised by a doctor of a condition or illness that might cause death within 12 months of applying for a plan.
Credit-financed payment* – this is a loan and it’s subject to status and personal circumstances so you’re not guaranteed to be accepted. You must keep up payments on this: if you miss payments, your plan may be cancelled. If you select this option you will be provided with pre-contract credit information, adequate explanations and a credit agreement directly by Funeral Safe Limited. You will have a cooling off period which is the longer of 30 days from the date of the onboarding call or 7 days from when we tell you who the allocated funeral director is. During this period, you can cancel the purchase of your funeral and receive a full refund of any money you have paid to that date. If you cancel after this point, we’ll pay back the cost of your plan to Funeral Safe but we’ll keep a £249 charge for administration. Payment option not available if you have been advised by a doctor of a condition or illness that might cause death within 12 months of applying for a plan. You must repay your finance to Funeral Safe Limited before your 85th birthday.
Fixed monthly payments** – this is the cheapest per-month way to pay but you may pay more over the life of your plan than if you choose other ways to pay for this so please consider this carefully. We take out a policy on your life to cover the costs of the funeral – you will not be the policyholder. Your plan will be at risk if you don’t keep up your monthly payments. You can cancel at any time in the first 12 months and get your money back. If you cancel after this though, please be aware that you will NOT get any money back and you’ll have to pay £25 to cancel. Payment option not available if you have been advised by a doctor of a condition or illness that might cause death within 12 months of applying for a plan.
What happens to the money I paid for my plan? – We help many thousands of customers to plan and fund their funerals. Because of economies of scale, we can sell our Plans to our customers at a rate which is usually far more cost effective than it would be for them buying from a funeral director at the time of the funeral itself. As a commercial enterprise, we have costs of doing business and promotional marketing. These costs are met by supply side economies of scale delivered by our ability to purchase funerals in bulk and are consequently absorbed into the price of our Plans.
We retain an amount from the price paid by you for your Plan (which is currently £249) to cover our administrative costs of running the business for the life of each Plan, which is approximately 11 years. We also retain an amount (which currently ranges between £401 and £934 dependent on which plan you purchase) to cover marketing, sales fulfilment expenses and to provide the business with an element of profit. The balance is placed in the Trust in order to pay the Appointed Funeral Director and other costs of the agreed funeral (for further information, please see our Commission and Payment Disclosure and refer to our fees and payments breakdown summary table for further details.
If you have purchased by way of Fixed Monthly Payments, Golden Leaves will receive a commission payment (which currently ranges between £590 and £1,061 dependent on your age and which plan you purchase) which will cover these costs of sales, marketing, administration and provide the business with an element of profit. Your monthly premiums are used to buy a life insurance policy with a FCA Regulated Insurance Company, the payout from which will be used to fund your funeral services.
*Golden Leaves Limited is a credit broker and not a lender. We are authorised and regulated by the Financial Conduct Authority. Our Firm Reference Number is 960923. You can check this on the Financial Services Register at https://www.fca.org.co.uk/firms/financial-services-register. We introduce you to and promote credit available only from Funeral Safe Limited for the purpose of financing a funeral plan. You do not have to pay us for this introduction and we do not receive any commission, incentive or other form of payment if you choose to apply for credit with Funeral Safe to finance your Golden Leaves funeral plan.
**Not applicable for Copper Plan.
