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I've fixed the cost of my funeral, paid for it in advance and specified exactly what funeral I'd like. It may be in another 20 years or more but I know I can trust Golden Leaves to make all the arrangements

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The Gold Plan – Comprehensive Funeral Plans

The gold plan is one of our best prepaid cremation plans. It includes all the elements specified in the silver plan, plus an upgrade to a standard coffin.

A comprehensive funeral plan, the gold plan includes the services of a funeral director, care and collection of the deceased, and chapel of rest visit for family and friends to pay their respects.

In addition, our top funeral plan provides the funeral cortege from the home to the service, with one limousine to transfer the mourners and family to and from the service.

As one of the best funeral plan providers, our best prepaid cremation plan includes advice on registration, documentation, and certification to help you and your loved ones during a difficult time.

You can also add additional services to this prepaid cremation or burial plan. Please see the ‘Include Additional Services’ section further below for more information.

If you’re looking for a comprehensive funeral plan, contact us today to arrange a consultation.

What’s included?

The gold plan is our best prepaid cremation or burial plan and includes:

  • Funeral Director in the Golden Leaves approved network
  • Advice on registration, documentation and certification
  • Collection of deceased in mainland UK (24 hrs)
  • Care and preparation of the deceased
  • Removal of medical implants
  • Quality Wood Veneer coffin
  • Chapel of Rest for friends and family to visit
  • Cremation or Burial Funeral Service
  • Hearse on day of funeral to Crematorium or Cemetery
  • One limousine on day of funeral from a local address to Crematorium or Cemetery
  • Conductor and four pallbearers
  • Guaranteed cremation fees Mon-Friday
  • If burial is required – fees equivalent to cremation fees
  • Guaranteed Minister’s fees
  • Bereavement counselling (where available)

What’s not included?

  • Purchase of an ashes plot
  • Embalming
  • Doctors/Medical Examiners fees

Special Details

Once you’ve decided on the plan that best suits your needs, just talk to us and we can arrange the payment method that is most appropriate to your personal circumstances. Payments can be made by single payment, or by instalments over 12-96 months.

Contact us if you would like a more detailed chat about all your options.
Call 0800 85 44 48.

Important information that you should know about our comprehensive funeral plan

Golden Leaves offers flexible payment options to suit your budget. You can choose to pay for your funeral upfront or spread the cost by paying monthly over a fixed term.

Monthly payments span between 1 to 10 years. The option to pay by Direct Debit makes it easier to manage the financial commitment.

1. Single payment

  • The whole sum is paid immediately, and full cover starts once the contract confirmation email is sent
  • No health checks
  • No age restrictions
  • You can cancel your funeral plan within 30 days or within 7 days of us telling you who your funeral director is (if this is later). You’ll get all your money back
  • If you cancel after this, you’ll get your money back, but we’ll deduct a £325 charge for administration

2. 12 month instalments

  • A deposit is paid, and the remaining balance is spread over 12 months
  • Accidental death cover commences immediately after the contract confirmation email is sent
  • Full cover commences after 12 months
  • No age restrictions
  • You can cancel your funeral plan at any time in the 12 months and get back everything you’ve paid.
  • If you cancel after this, you’ll get your money back, but we’ll deduct a £325 charge for administration.
  • This payment option is not available if you have been advised by a doctor of a condition or illness that will cause death within 12 months of applying for a plan.

3. 24 – 120 months instalments

  • A deposit is paid, and the remaining balance is spread between 24 to 120 months
  • Accidental death cover commences immediately after the contract confirmation email is sent
  • Full cover commences after 12 months
  • You must complete your instalments by your 80th birthday.
  • You can cancel your funeral plan at any time in the 12 months and get back everything you’ve paid.
  • If you cancel after that, you’ll get your money back, but we’ll keep a £325 charge for administration. For cancellations after 12 months, you will get back all amounts paid to the date when you can cancel but you will be charged a fee of £325 and we will also retain 50% of the Instalment Payment Fees (IPF) due up to the date of cancellation.
  • This payment option is not available if you have been advised by a doctor of a condition or illness that will cause death within 12 months of applying for a plan.

What happens to the money I paid for my plan? – We help many thousands of customers to plan and fund their funerals. Because of economies of scale, we can sell our Plans to our customers at a rate which is usually far more cost effective than it would be for them buying from a funeral director at the time of the funeral itself. As a commercial enterprise, we have costs of doing business and promotional marketing.  These costs are met by supply side economies of scale delivered by our ability to purchase funerals in bulk and are consequently absorbed into the price of our Plans.

We retain an amount from the price paid by you for your Plan (which is currently £325) to cover our administrative costs of running the business. We also retain an amount (which currently ranges between £455 and £680 dependent on which plan you purchase) to cover marketing, sales fulfilment expenses and to provide the business with an element of profit. The balance is placed in the Trust in order to pay the Appointed Funeral Director and other costs of the agreed funeral (for further information, please see our Commission and Payment Disclosure and refer to our fees and payments breakdown summary table for further details.

Regional variations in pricing
Our plan prices are based on a national average – in some areas of the country the prices of services may be considerably higher – should your chosen funeral director not accept the plan at our national average price we will advise you of the regional variation in pricing.

Any more questions?

If you require any further information and wish to speak with one of our advisors, please select the Request a Callback button, submit your details and a member of staff will contact you shortly. Alternatively you may find the info you require in our FAQs section.

You can also call us on 0800 85 44 48

Gold Plan Costs

Single payment:
£4,135.00
For all payment plans min deposit of £49 is followed by:
12 Monthly Payments:
£340.50
Total Payable:
£4,135.00
24 Monthly Payments:
£180.47
Total Payable:
£4,380.16
36 Monthly Payments:
£127.53
Total Payable:
£4,640.03
48 Monthly Payments:
£101.39
Total Payable:
£4,915.49
60 Monthly Payments:
£85.97
Total Payable:
£5,207.48
72 Monthly Payments:
£75.94
Total Payable:
£5,516.99
84 Monthly Payments:
£69.00
Total Payable:
£5,845.07
96 Monthly Payments:
£64.00
Total Payable:
£6,192.83
108 Monthly Payments:
£60.30
Total Payable:
£6,561.46
120 Monthly Payments:
£57.53
Total Payable:
£6,952.21

Please Note: Should you want to pay by instalments, and require the additional options, their cost will be paid in advance. This illustration is based on an initial deposit of £49, but amounts will change with the payment of a higher deposit.

Monthly payments over 12 months. On all instalment purchases with a longer duration than 12 months, an Instalment Payment Fee of 6% per annum is included in the monthly instalment calculations. Funeral plan amount of £4,135.00 with an upfront arrangement fee of £49.00 and monthly repayments of £180.47 p/m over a term of 24 months. Total amount repayable is £4,380.16